Terms of Use – Cubis

‍Last Updated: April 7, 2024

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1. Background
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   • "We," "us," and "our" refer to Cubis Pty Limited. "Cubis" refers to the internet sites at Cubis.io and any software or information accessible on that site. "You" or "your" refer to the user.
   • These Terms set the conditions for using Cubis and form the entire agreement between you and us.
   • By using Cubis, you agree to these Terms. If you do not agree, you must not use Cubis.
   • These Terms apply to any future changes to Cubis. We may revise these Terms periodically, with changes effective upon posting. If a material change affects you, you may terminate your account.
   • It is your responsibility to stay updated on the most recent Terms by checking Cubis regularly.
   • We reserve the right to accept or decline any individual seeking to become a Cubis user.
   • You must be at least 18 years old or of legal age to form a binding contract to use Cubis.
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2. Your Obligations
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   • You may only use Cubis to manage your personal portfolios and are responsible for all account activity.
   • Information provided during sign-up must be true and correct.
   • Your use of Cubis must comply with applicable laws.
   • Take precautions to protect against viruses and other harmful interference.
   • Attempt to resolve technical issues independently before seeking support from Cubis.
   • You are responsible for the accuracy of data entered into Cubis and for maintaining account confidentiality.
   • Notify us immediately of any unauthorized use of your account or security breaches.
   • Ensure all necessary consents have been obtained for data provided to Cubis.
   • Do not attempt unauthorized access to Cubis or transmit harmful or offensive content.
   • If authorizing a third party to access Cubis on your behalf, you are responsible for their actions and access permissions.
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3. Our Obligations
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   • Data entered into Cubis is governed by our Privacy Policy.
   • We use cookies to enhance your experience. Refusing cookies may affect certain features.
   • Information submitted on login and signup pages is secured using HTTPS encryption.
   • We adhere to industry practices to prevent data loss but do not guarantee against it. Users should keep up-to-date records of their data.
   • Cubis is intended to be available 99% of the time, but occasional unavailability may occur. We will attempt to notify users in advance of prolonged interruptions.
   • We have no responsibility to anyone other than the registered user.
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4. Fees and Charges
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   • Users must pay the monthly or annual Subscription Fee for their selected Subscription Plan.
   • Fees include GST where applicable.
   • Subscription Fees are invoiced and processed securely in advance.
   • Credit card details are encrypted and stored by a third-party payment provider.
   • Invoices are calculated based on the selected Subscription Plan. Upgrades will be prorated.
   • If payment processing fails, we may cancel your subscription.
   • No refunds or credits are provided for downgrades or terminations.
   • Changing your Subscription Plan may result in loss of content or features.
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5. Intellectual Property
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   • Cubis owns all intellectual property rights associated with the platform.
   • Users retain ownership of their data but grant Cubis the right to use it for the purposes contemplated by these Terms.
   • No license is granted for using Cubis's intellectual property without permission.
   • Users may not reproduce or distribute information from Cubis without prior written consent, except for personal use.
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6. Disclaimer and Limitation of Liability
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   • Cubis does not provide financial or tax advice. Users should seek independent advice.
   • Cubis disclaims all warranties regarding accuracy, completeness, timeliness, and security.
   • Access to Cubis is provided "as is" and "as available." We do not guarantee uninterrupted or error-free operation.
   • We exclude all liability for any loss or damage resulting from the use of Cubis, except as required by law.
   • Our maximum liability is limited to the Subscription Fees paid in the 12 months prior to the incident.
   • Users indemnify Cubis against any losses arising from breaches of these Terms.
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7. Termination
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   • We may terminate or suspend your account for breaches of these Terms or for other reasons with notice.
   • Users may cancel their account with one month’s notice but will not receive refunds for prepaid fees.
   • Upon termination, we may delete your data from Cubis.
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8. Disputes
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   • Disputes related to Cubis or these Terms should be resolved through good faith negotiation.
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9. Miscellaneous
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   • These Terms constitute the entire agreement between you and Cubis.
   • Amendments require written consent.
   • Invalid provisions do not affect the remaining Terms.
   • These Terms are governed by the laws of New South Wales, Australia.
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Contact Information

• For questions or concerns, contact: info@cubis.io

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